Estate Planning Checklist for Canadians

You can print this off so you can have it handy as you work through the steps, or use it on your tablet or computer.

Now that you’ve got the checklist, use this guide to dive deeper into each step and get the clarity you need to move forward.

A will is the foundation of your whole estate plan. 

A trust is a legal arrangement where one person (the trustee) manages money or property for someone else (the beneficiary).

A trust is a legal arrangement where one person (the trustee) manages money or property for someone else (the beneficiary).

Joint tenancy with the right of survivorship means two or more people own a property together equally. (This isn’t available in Quebec.)

Life insurance can help build or protect your estate by giving your loved ones quick access to cash when you pass away. 

It’s especially helpful if most of your wealth is tied up in assets like property or investments that take time to sell.

Gifting assets now can reduce the size of your estate and let you see your loved ones enjoy your gift.

Planning ahead takes the pressure off your loved ones when the time comes.

If something happens and you can’t make decisions for yourself, having the right documents in place is critical.

Document all your important personal and financial information in one place. 

Working with trusted professionals means you’ll get advice that’s specific to your situation, and you’ll get things done properly. 

What made sense a few years ago might not anymore, and keeping it up to date helps avoid surprises, confusion, or unintended outcomes down the line.

This guide and checklist give you the roadmap to get your estate in order.

But if you’re a little overwhelmed and want some help, we’re here for you.