The Starter Kit is free. It goes with Nicole’s book, and it works just as well if you haven’t read the book yet. In a few minutes you’ll know where your plan stands and what to do next.

Inside you’ll find:

• Your Gap Score. A 2-minute quiz that shows what your plan is missing.

• Core documents checklist. See which papers you have and which you still need.

• Inventory sheet. One place to write down your accounts, assets and passwords.

• Family conversation guide. Simple ways to start the talk with the people you love.